Risk Disclosure

1. Market volatility

The value of precious metals such as gold, silver, platinum and palladium can rise or fall quickly in response to market, economic, political and other factors. There is no guarantee that the value of the metals you receive will increase over time or maintain their current value.

2. No guarantee of profit

InterBullion Metals does not guarantee any level of return or profit. Past performance of precious metals is not a reliable indicator of future performance. You may receive metals that, at some point, are worth less than the total amount you have paid in subscription fees.

3. No financial or investment advice

InterBullion Metals does not provide personalised investment, tax or financial advice. Any information we provide is general in nature and should not be treated as a recommendation to buy, sell or hold any particular asset.

You are solely responsible for your own financial decisions. If you are unsure about whether precious metals are appropriate for your circumstances, you should seek advice from a qualified financial adviser.

4. Allocation and metal variability

Monthly deliveries may vary in weight, quantity and form (bars, coins, rounds, etc.) due to:

• Fluctuating market prices,
• Supplier availability, and
• Operational considerations.

While we aim to provide fair and consistent allocations aligned with the value of your subscription, exact weights and formats cannot be guaranteed in advance.

5. Delivery risks

• We use discreet packaging and reputable carriers for shipping.
• Risk during transit is generally managed through tracking and, where appropriate, insurance.
• Once a parcel is recorded as delivered by the carrier, responsibility for its security passes to you.

You should ensure that your delivery location is secure and appropriate for receiving valuable items.

6. Liquidity & resale

While precious metals are widely traded, the ease and terms on which you can resell them may vary. Spreads between buy and sell prices, dealer policies, and local demand can all affect the amount you may receive if you choose to sell your metals.

7. Regulatory and tax considerations

Laws and regulations around the ownership, sale and taxation of precious metals differ by jurisdiction and may change over time. You are responsible for understanding any tax obligations or reporting requirements that may apply to you.

8. Suitability

Precious metals may not be suitable for all investors. Before subscribing, you should consider:

• Your investment objectives and time horizon,
• Your tolerance for risk and price fluctuation, and
• Your broader financial situation and obligations.

9. Acknowledgement

By subscribing to a plan with InterBullion Metals, you confirm that you have read, understood and accepted this Risk Disclosure. You acknowledge that you are solely responsible for your decision to purchase and hold precious metals through our service.

10. Contact

If you have questions about this Risk Disclosure, please contact us via WhatsApp on +44 7930 605683.